Operating from London's Fintech Ecosystem
FCA Digital Sandbox Participant — March 2026

Non-Custodial Rail Certainty Layer for
UK–Nigeria Cross-Border Payments.

Eliminating capital lock-up in fragile payment corridors by verifying rail health before capital is deployed.

Shadow Pilot — live cross-border pilot Q2 2026.

Rail Health Telemetry for UK–Nigeria Cross-Border Payments

The Resilience Debt

Modern cross-border payments are built on 40-year-old financial rails. In corridors like UK–Nigeria, bank de-risking behavior pushes transactions into "liquidity lock-up"—funds neither available to senders nor returned to treasury.

01

Invisible Friction

Lack of real-time telemetry across correspondent chains results in reactive compliance and trapped funds.

02

Capital Paralysis

Payment chains stall for days waiting for funds that are "in-transit" but effectively nowhere.

Infrastructure Status [Operational]
Not Another Rail — A Shield

The No-Go Shield

Pre-emptive execution certainty: if the corridor fails the health check, your existing rails never fire.

01. PROBE

Autonomous nodes gather real-time corridor health telemetry—signals that never surface in public APIs or standard dashboards.

02. GATE

If destination rail and corridor stability aren't verified, execution is aborted at source. Zero lock-up risk.

03. AUDIT

Deterministic logs provide proactive, tamper-evident compliance proof for institutional partners and regulators.

LIVE DEMO

Try Live Shadow Demo

See the Rail Verification API in action. Pick UK–Nigeria, run the probes, and get an instant GO / NO-GO decision.

Runs in shadow mode • No real money moved • Takes 3 seconds

Run Shadow Demo Now →

UK–Nigeria Cross-Border Payments Wedge

Vertical Integration

We de-risk high-value cross-border payments in high-friction formal–informal corridors. By integrating into the payment supply chain, we secure the volume required to become the regional infrastructure standard.

Region: UK–Nigeria
12%
Simulated Liquidity Lock
Based on corridor failure patterns
0%
PAYKX Lock Risk in shadow-mode simulations
Via Pre-Execution Gating
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